Current materials for partners and borrowers.

Enza Capital provides and arranges fix-and-flip and residential bridge loans for real estate investors acquiring, renovating, and repositioning investment properties.

Financing may support both the property acquisition and eligible renovation costs, with programs available for single-family homes, 2–4 unit properties, townhomes, condos, and small multifamily projects. Purchase, refinance, cash-out, and bridge-to-DSCR strategies may be considered.

Download the current Fix & Flip Loan Program Guide below for indicative terms, leverage, rehab funding, borrower requirements, eligible property types, and the closing process.

Enza Capital provides and arranges ground-up construction loans for experienced real estate investors and builders. Financing may support land acquisition, vertical construction, hard and soft costs, infill development, spec homes, townhomes, small multifamily, and build-to-rent projects.

Programs may offer financing up to 85% LTC, 100% of eligible construction costs, and up to 70% LTARV, subject to sponsor experience, property, market, and underwriting.

Download the current Ground-Up Construction Loan Program Guide below for indicative terms, requirements, eligible property types, and the closing process.

Enza Capital provides and arranges DSCR rental property loans for real estate investors using property cash flow rather than traditional personal-income qualification.

Financing may be available for purchases, rate-and-term refinances, and cash-out refinances on qualifying investor-owned rental properties, including single-family homes, 2–4 unit properties, condos, townhomes, and small multifamily assets.

Download the current DSCR Rental Loan Program Guide below for indicative terms, leverage, eligible property types, borrower requirements, and the closing process.

Enza Capital provides and arranges commercial real estate bridge loans for investors and sponsors financing value-add, transitional, lease-up, refinance, and time-sensitive commercial properties.

Financing may be available for multifamily, retail, office, industrial, self-storage, mixed-use, hospitality, and other qualifying income-producing assets. Structures may support acquisitions, refinances, CapEx, tenant improvements, lease-up, maturity takeouts, and discounted payoffs.

Download the current Commercial Real Estate Bridge Loan Program Guide below for indicative terms, leverage, eligible asset types, sponsor requirements, and the closing process.

Enza Capital structures and arranges real estate financing for complex transactions that require more than a single senior loan.

Capital solutions may include senior debt, mezzanine financing, preferred equity, JV or co-GP equity, land and entitlement financing, recapitalizations, partner buyouts, and other structured real estate capital. We work with sponsors to evaluate the full capital stack and coordinate the financing around the project, business plan, and intended exit.

Download the current Structured Real Estate Finance Program Guide below for indicative terms, eligible transaction types, capitalization ranges, sponsor requirements, and the structuring process.